would it clear that out? what all does it clear besides the known credit card debt?When filing BankRuptcy--Does it clear cell phone bills thats past due with a balance???
Bankruptcy clears away all debt, except for taxes, student loans, and debts you choose to reaffirm.
You have to go before a judge and prove that you have made every attempt to pay your debt (i.e., taking on a second or even third job).
Contrary to popular belief, filing bankruptcy is a life sentence...after 30 years mine is still on my credit report.
You must learn to live without credit, which is actually a blessing.When filing BankRuptcy--Does it clear cell phone bills thats past due with a balance???
You know I'm getting evicted from where I live because I am trying to clean up some past credit problems and live in a mobile home park that has raised my lot rent every year by $10 more a month and now that I stopped paying the lot rent and home payment to save the money to rent a place, it has shown up on my credit report and now I can't rent a apartment because of it and am getting thrown out on the street! It seems like a racket and the government throws people in jail for racketeering unless their in business and then its legal and all the places that you can't get into say we wish we could help but can't! YEA RIGHT! You know I can rent a storage unit but can't rent an apartment! I thought the deposit was for their safety against non payment!
Yes, it would clear them out. My friend went to the trouble of actually calling every single business/collector she owed money to, and requested official bills to be sent to her from each of them. She went to court and was exempted from each and every bill she presented. But maybe not hospital bills? Peace!
When you file for bankruptcy, you fill out forms and list the companies to whom you owe money. if you don't include the cell phone bill, then it won't be part of your bankruptcy.
Hi,
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Chapter 7 bankruptcy will get rid of ALL unsecured debt, including cell phone bills.
It will clear everything you LIST as debts -
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